Lead is a fintech company that builds banking infrastructure for embedded financial products and services. We operate an FDIC-insured bank headquartered in Kansas City, Missouri. We also have offices in San Francisco, Sunnyvale, and New York City, where our technical, product, design, and legal teams work.

We are built for a financial industry that is constantly changing, with new ventures and technological advancements emerging every day. Our team of entrepreneurs and technologists brings decades of experience navigating complex banking and payments regulations. By combining regulatory and technical expertise, Lead helps fintech partners scale their operations with both compliance and innovation.

In short, Lead provides the key qualities that any fintech needs in a partner bank. First, top-tier technical expertise from a highly skilled team that deeply understands banking and payments systems. Second, strong compliance oversight, automated compliance tools, and tailored program management to navigate evolving regulations. Finally, a commitment to transparency and operational discipline—so customers’ funds are handled correctly.

As a Community Bank, we offer personalized banking services and solutions to support businesses, individuals, and charitable organizations across the Kansas City Metropolitan Area, through both branches and online. We are committed to building strong relationships, promoting local economic growth, and being an active part of the community we serve.

**Role Description:** The Wire Processor will be responsible for understanding and processing bank and client wire transactions, as well as related service messages. This role offers excellent opportunities for growth, including the chance to learn from other payments specialists in an inclusive, supportive, technology-driven environment.

In this role, you will:
– Accurately prepare and process all wires (domestic/international; incoming/outgoing) within Lead Bank’s required timeframes
– Prepare incoming and outgoing service messages as received or requested
– Escalate service messages that require further investigation
– Review and help resolve wire-related disputes
– Communicate professionally with clients and other financial institutions
– Research and obtain approval to process wires that exceed client limits
– Monitor wires for concerning activity (restricted/high-risk countries, missing addresses, unusual activity)
– Communicate with correspondent banking relationships as needed
– Support audits and prepare daily/monthly reports
– Complete research requests from branches and clients
– Cross-train and provide backup for certain tasks as needed
– Perform other duties as assigned

**Qualifications:**
– 1–3 years of banking experience (minimum)
– Wire processing experience preferred
– Service message experience preferred
– Knowledge of SWIFT messages and the SWIFT network preferred
– Action-oriented with strong organization skills and attention to detail
– Curious, humble, eager to learn, and able to approach work with a growth mindset
– Comfortable in a fast-changing environment with high autonomy
– Excellent communication skills while providing support to internal and external clients
– Strong analytical and problem-solving skills, with the ability to make decisions based on available information

**What we offer:**
– Benefits designed to support our company culture and principles, create an efficient and inspiring workplace, and enable employees to do their best both professionally and personally
– Competitive compensation based on experience, location, and role
– Medical, dental, vision, life insurance, 401(k) matching, and other wellness benefits, including FSA, HSA, and HRA
– Paid parental leave
– A flexible vacation policy, including PTO and paid holidays
– A fun, challenging team environment in a dynamic industry, with plenty of opportunities for career growth

*Lead Bank is proud to maintain an inclusive culture and is committed to equal employment opportunity in all employment decisions, regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status, or any other legally protected status.*

*Reasonable accommodations may be provided to enable individuals with disabilities to perform essential job functions.*

*In accordance with the San Francisco Fair Chance Ordinance, we will consider qualified applicants with arrest and conviction records.*

*In accordance with the Los Angeles County Fair Chance Ordinance, we will consider qualified applicants with arrest and conviction records.*

Our compensation reflects the cost of labor across multiple U.S. geographic markets. Pay is based on factors including job-related knowledge, skills, and experience, and may vary by location. These ranges may be updated in the future.

Zone 1: $70,000–$83,000 (SF/Bay Area, NYC, Seattle)
Zone 2: $61,000–$72,000 (Los Angeles, Chicago, Austin, Denver, Boston, Washington DC, San Diego, Philadelphia, Portland, Sacramento)
Zone 3: $40,000–$50,000 (other U.S. metros)

$55,000 — $90,000 per year