Career Options: (1) Part-Time. People from all walks of life can earn additional income while making a tremendous difference in the lives of clients they serve and the communities they live in. If you are new to sales in the financial services industry, for the vast majority of representatives, we recommend that you start your career part-time and transition to full-time. Starting part-time in financial services offers you the opportunity to:

•Learn the business and help families without the pressure •Become properly licensed while you are learning •Earn additional income to supplement your current job •Help people you care about plan for their future •Build a client base and/or a sales team before transitioning careers •Gain valuable experience before you make a full-time commitment •Learn the business at your own pace so that it fits your lifestyle(2) Experienced Advisors. Our business system allows you to be a personal producer, build a team of advisors if you so choose, or build a multi-branch enterprise. We recognize that people have different strengths and we work with you to develop a winning business plan for yourself. Building a business (agency) offers you additional opportunities:

•Earn promotions based on team volume •Overrides / Bonuses on your teams production •Be rewarded for recruiting, training, and developing new teammates •Potential to earn a higher income •Additional incentives for contests, promotions, etc. •Independence to run your own business

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