Principal Engineer – Backend

About Us:

Paytm is India’s leading digital payments and financial services company, which is focused on driving consumers and merchants to its platform by offering them a variety of payment use cases. Paytm provides consumers with services like utility payments and money transfers, while empowering them to pay via Paytm Payment Instruments (PPI) like Paytm Wallet, Paytm UPI, Paytm Payments Bank Netbanking, Paytm FASTag and Paytm Postpaid – Buy Now, Pay Later. To merchants, Paytm offers acquiring devices like Soundbox, EDC, QR and Payment Gateway where payment aggregation is done through PPI and also other banks’ financial instruments. To further enhance merchants’ business, Paytm offers merchants commerce services through advertising and Paytm Mini app store. Operating on this platform leverage, the company then offers credit services such as merchant loans, personal loans and BNPL, sourced by its financial partners.

About the role:

As a Principal Engineer, you will help define the technical design and implementation roadmap across multiple solutions and will work with engineering leadership to ensure we resource and equip our squads with the right expertise to deliver those solutions.

Requirements:

8 to 12 years of strong software design/development experience in building massively large scale distributed internet systems and products

Hands on experience in Advance Java, Spring boot, AWS, Node, Agentic AI, LLM, RAG, Cursor, Copilot

Experience and knowledge of open source tools & frameworks, broader cutting edge technologies around server side development

Should be an active contributor to developer communities like Stack overflow, Top coder, Git hub, Google Developer Groups (GDGs).

Superior organization, communication, interpersonal and leadership skills.

Must be a self-starter who can work well with minimal guidance and in fluid environment.

Preferred Qualifications : Bachelor’s/Master’s Degree in Computer Science or equivalent

Skills that will help you succeed in this role:

Expertise in Java, DB: RDBMS, Messaging: Kafka/RabbitMQ, Caching: Redis/Aerospike, Micro services, AWS

Strong experience in scaling, performance tuning & optimization at both API and storage layers

Problem Solver with a passion for excellence.

Why join us:

Because you get an opportunity to make a difference, and have a great time doing that

You are challenged and encouraged here to do stuff that is meaningful for you and for those we serve

You should work with us if you think seriously about what technology can do for people

We are successful, and our successes are rooted in our people’s collective energy and unwavering focus on the customer, and that’s how it will always be.

Learn more about the exciting work we do in Tech by reading our Engineering blogs

Compensation:

If you are the right fit, we believe in creating wealth for you.

With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!