What we do
High Definition Vehicle Insurance (HDVI) merges technology with insurance. By integrating telematics, software, and data with commercial trucking coverage, HDVI elevates transportation insurance and fleet risk management. Our platform gives fleets a complete solution that helps them reduce costs, lower risk, and boost operational efficiency. We serve small to midsize trucking fleets that benefit from transparent, dynamic pricing, automatically lowering premiums for safer driving. With a strong network of best-in-class partners, HDVI combines scale, stability, and innovation to transform the commercial trucking insurance industry.

Why work here
HDVI is creating the next-generation commercial auto insurance company built to last a century. The $50 billion commercial auto market has seen little meaningful innovation for decades, leaving major gaps that HDVI is poised to fill. The company was co-founded by a former Esurance co-founder and is led by an experienced executive team with a record of building insurance and logistics businesses from the ground up to over $1B, along with deep trucking insurance expertise. HDVI is backed by leading logistics and mobility-focused venture capital firms and strategic investors such as Munich Re, Daimler Trucks, and Qualcomm. Our team is values-driven, data-focused, ambitious, collaborative, and diverse, with broad experience in insurance and logistics. We enjoy tackling challenges and building solutions that improve our customers’ lives. We offer strong benefits including stock options, health coverage, a 401k, a flexible work environment, and unlimited PTO.

About the Role
As an HDVI Physical Damage Adjuster, you will collaborate closely with the Claims and Fleet Services teams. The ideal candidate has extensive experience managing Commercial Heavy Trucking claims, including Third Party Auto Property Damage, First Party Auto Property Damage, and Cargo claims. You will influence claim outcomes and provide strategic guidance to internal and external stakeholders to help deliver exceptional results. This is an associate-level role with strong potential for advancement as the company grows. This position is fully remote.

What You’ll Do
• Manage all aspects of first- and third-party Property Damage claims involving tractor-trailer accidents
• Handle all aspects of Cargo claims
• Adapt to changing business needs and assist with special claims projects or additional duties
• Participate in regular claim reviews with internal and external partners
• Maintain up-to-date knowledge of insurance contracts and industry trends by keeping required adjuster licenses active
• Provide technical expertise and guidance in response to customer inquiries

What You Have
• Experience evaluating and determining coverage for Commercial Trucking claims
• Ability to work in a fast-paced, high-growth environment and collaborate across multiple levels of the organization
• Excellent verbal and written communication skills and strong negotiation abilities
• Strong organizational, time management, and problem-solving skills
• Flexibility and willingness to adapt to changing priorities
• Interest in continuous learning and growth in a startup environment

Preferred Skills
• 1–2 years of Commercial Trucking experience preferred
• Broad expertise across Commercial Auto, including Physical Damage, Auto Liability, First Party Medical/Personal Injury Protection, Motor Truck Cargo, and Truckers General Liability
• College degree
• Active Adjuster License strongly preferred
• Strong analytical, critical thinking, and problem-solving abilities
• Proficiency with Google Suite, Snapsheet, Microsoft Office, and Adobe Acrobat
• Experience with self-insured retention, large deductibles, and claims involving Independent Owner Operators

Benefits
• Competitive salary and stock options
• Unlimited PTO plus 11 paid holidays
• Medical, Dental, Vision, Disability, Life, and AD&D coverage
• FSA/HSA options
• 401(k) with company match
• Inclusive parental leave
• Meeting-free Wednesdays for deep work
• Birthday meal reimbursement
• Remote-friendly culture with periodic in-person team gatherings

We may use AI tools to support parts of the hiring process, such as reviewing applications or analyzing responses. These tools assist our recruiting team but do not replace human decision-making. For details on data processing, please contact us.