Join us as a **Finance Business Partner – Germany & the Netherlands** and take ownership of financial performance across two of Qonto’s most strategically distinct markets. You will oversee weekly and monthly performance monitoring, lead Budget 2027 planning, and act as the primary finance partner to the country leadership teams in Germany and the Netherlands as Qonto expands into full banking services. You will work under the guidance of **Nathalie Neff**, based in Berlin, with support from our Strategic Finance team in Paris.

**➡️ What you’ll do**
– **Own end-to-end performance monitoring for Germany & the Netherlands:** Lead the Monday weekly market review and monthly performance presentations, delivering clear variance analysis and actionable insights for country leadership—consistently and on time.
– **Lead Budget 2027 and forecast cycles from day one:** Set assumptions, challenge allocations, and ensure both market teams stay aligned throughout the full planning process.
– **Partner with country leadership to turn strategy into execution:** Work with the country managers in Germany and the Netherlands to translate the market vision into financial frameworks, adapting your approach to both a mature and an emerging market at the same time.
– **Support Qonto’s transition to full banking services:** Improve financial metrics as Qonto grows its product offering, and help country teams ramp up on new performance measures and regulatory needs.
– **Build AI-powered FP&A workflows:** Automate recurring analyses, create autonomous agents for dashboards and anomaly detection, and continuously increase productivity.

**➡️ What we’re looking for**
– **Proven FP&A ownership:** You’ve led end-to-end finance business partnering—performance management, forecasting, modeling, and budgeting—within a market or business unit.
– **Strong senior stakeholder management:** You’ve worked closely with Country Managers or VP-level stakeholders, challenged assumptions constructively, and maintained trust even when the results weren’t ideal.
– **Fintech or SaaS experience:** You developed your FP&A expertise in a fast-growing, data-driven environment where finance is closely tied to business operations.
– **Direct feedback as the norm:** You give clear, honest feedback upward and across teams—you don’t soften it until it loses its meaning.
– **AI already part of your workflow:** You use AI to streamline recurring analysis and are ready to go further by building agents, automating reporting, and expanding what FP&A can deliver.

**➡️ What we can offer you**
– **Two markets, one role—rare strategic reach:** Cover both a mature, scaled market (Germany, Qonto’s #2) and a fast-moving emerging market (Netherlands) using frameworks you can transfer between them.
– **A company in the middle of a transformation:** Qonto is becoming a full bank. You will help build the financial governance for this shift from the start, rather than taking over an existing setup.
– **Real impact, not just reporting:** Your work will be closely connected to country leadership, influencing what gets built and funded.
– **Berlin-based, supported by a strong team:** Working directly with the German market and supported by Qonto’s Stratfin team in Paris, in a culture that is genuinely AI-native.

**➡️ Your future manager**
You will report to **Nathalie**, our Revenue and Regions FP&A Director. Nathalie started her career at a Big 4 firm before moving into corporate FP&A roles across Business Partnering and Revenue at companies including Criteo, Ubisoft, Solocal, and Activision-Blizzard. She joined Qonto to lead a talented Strategic Finance team, and she will help shape your scope, get you up to speed on your topics, and support your continued growth.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or evaluating responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools support our recruitment team but do not replace human judgment. The final hiring decisions are made by humans. If you would like more information about how your data is processed, please contact us.