[Our mission and customers]
Our platform streamlines banking and financial management for SMEs today so they can build their future with confidence. We provide a finance management solution centered on banking and enhanced with powerful financial tools. We are proud to hold a 4.8 rating on Trustpilot based on more than 53,000 reviews.

Our culture places customer satisfaction at the heart of everything we do, reflected in our Net Promoter Score of 75—far above the typical scores of traditional banks, which often range between 3 and 12.

[Our journey]
Founded in 2017 by Alexandre and Steve, Qonto has grown to more than 1,600 employees serving over 600,000 customers across eight European countries: France, Germany, Italy, Spain, Portugal, Austria, Belgium, and the Netherlands. We have been profitable since 2023, and we are only beginning our mission to become the leading European platform for SME finance management.

[Our beliefs]
We recruit based on skills and potential. With more than 80 nationalities, 45 percent women, and 56 percent women in leadership roles, diversity is part of our identity. We have built a hiring process free of discrimination because we believe the strongest teams are built on merit.

[AI at Qonto]
We consider AI a driver of our success.
We prioritize thoughtful problem-solving over repetitive tasks, which is why AI is already embedded in our daily work—not as a trend, but as a way to elevate the experience we provide entrepreneurs. All Qonto employees have unlimited access to top AI tools on the market, including Claude Code, Cursor, Copilot, Dust, and Notion AI.

We look for people who experiment without waiting for approval, who push AI beyond the obvious, and who know when to trust it—and when to challenge it.
If you’re already exploring the limits of AI, you’ll feel at home here.

Join our Anti-Financial Crime (AFC) team to protect Qonto and its users by identifying and reporting suspicious activities. You will play a key role in combating financial crime, focusing particularly on private scams and fraud networks, while ensuring we fulfill our regulatory reporting duties to the French authority Tracfin.

As an AFC Analyst at Qonto, you will
• Investigate and Report: Produce high-quality Enhanced Investigations (EI) and Suspicious Activity Reports (SARs) for Tracfin.
• Analyze Fraud Patterns: Contribute to building knowledge on private scams, identify emerging trends, and share insights with the team.
• Handle Alerts: Process escalated alerts from our first-line teams efficiently and accurately to detect possible money laundering or fraud attempts.
• Maintain Quality Standards: Ensure your investigations and reports meet internal quality expectations and regulatory deadlines.
• Support the Team: Take part in side tasks and team initiatives to continually enhance detection tools and operational processes.

What you can expect
• Fast-Paced Environment: You will work in a dynamic fintech setting where speed and adaptability matter, managing a high volume of cases without sacrificing quality.
• Collaborative Culture: You will join a close-knit AFC team that values mutual support, with weekly meetings and regular one-on-ones to foster your development.
• Learning and Development: You will work on varied cases (AML, tax fraud, scams, general fraud), building a strong generalist foundation while deepening your expertise in scams.
• Tools: You will use our internal proprietary back-office tools and communicate through Slack.

About your future manager
• Her background:
Garance, who holds a Master’s in Criminal Law and Criminal Sciences, joined Qonto in 2023. She has built an impressive trajectory within the company, quickly advancing from Junior to Senior Officer before becoming Lead Anti-Financial Crime.

• What she brings to the team:
You will report to Garance, a hands-on manager who values transparency and independence. She is dedicated to helping her team grow and develop. She seeks team players who are eager to learn and capable of balancing speed with flawless quality.

About You
• Language Skills: You speak French fluently at a minimum C2 level, with excellent writing abilities. You also have a professional level of English (minimum C1).
• Background: You hold a Master’s degree in Law (Business Law, Criminal Law, Compliance) or a related field.
• Experience: You have initial experience or a demonstrated interest in AFC, compliance, or fraud.
• Analytical Mindset: You are thorough, detail-oriented, and capable of turning complex information into clear, concise reports.
• Interest in Fraud: You are genuinely curious about AFC mechanisms, particularly private scams, and want to deepen your expertise in this area.

At Qonto, we believe diversity is not about checking boxes. Apply regardless of which boxes you think you fit—you might be the missing piece we’ve been looking for.

[Our hiring process]
– Interviews with your Talent Acquisition Manager and future managers (1 hour each)
– A remote or in-person exercise to showcase your abilities and give you a glimpse of what working at Qonto is like

Our process typically lasts around 20 working days. More information is available on our candidate journey page.

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