Prism Data

Prism Data is a next-generation transaction intelligence platform that helps businesses serve more customers, build better products, and make smarter decisions. With the rise of open banking, consumers can connect accounts and share their financial histories quickly and easily—we help companies understand those histories and turn them into innovative products and experiences. Prism Data’s technology takes raw transaction data from financial providers and transforms it into actionable insights to better understand a consumer’s credit risk, identity, income and more, all via API.

Prism Data was built by the team that created Petal, aiming to further Petal’s mission to bring safe and affordable financial services to consumers everywhere, especially those without existing credit histories, who are historically underserved in today’s financial ecosystem.

The Prism Data team is made up of data scientists, software engineers, risk managers, and operators working with our partners to create innovative and inclusive financial products. We launched in April 2021 and are looking to scale our team of founding engineers to help us build Prism Data from first principles. At Prism Data, you’d be a part of an engaged and rapidly growing team, building the future of financial services to help our partners solve big problems and power the next generation of financial innovation.

The Data Scientist role

We are working on revolutionizing credit through usage of personal cash flow in underwriting. Achieving this objective requires best in class models that are continuously being improved making the data science function critical for this mission. These models will support our risk underwriting, acquisition and customer management teams. These models will allow our clients to improve their underwriting, acquisition, and customer management processes.

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