At January, we fix what’s broken in credit. Our data-driven platform rebuilds trust, delivers results, and helps millions move toward brighter financial futures.
January’s people-focused product has industry leading borrower reviews, such as 4.8/5 stars on Google Reviews, unlike traditional collection agencies that routinely rate below two stars due to outdated and often predatory collections behaviors.
Real-time monitoring builds trust for creditors. An empathetic approach increases repayment rates for borrowers.
Real-time monitoring builds trust for creditors. An empathetic approach increases repayment rates for borrowers.
Accreditations and Memberships
