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Meet the modern BenefitsOS

The future of employee benefits is built on trusted data that moves seamlessly. Noyo delivers the technology, automation, and tools to move the entire industry forward.

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HR, benefits, and payroll  platforms are built on Noyo

We built a real-time enrollment engine so you don't have to. Manage all of your benefits data and carrier connections on one platform.

Learn more

One integration, full access to the Noyo Carrier Network

Scale carrier connectivity faster and at a fraction of the cost of building direct.

A unified API experience for every carrier

Ditch EDI and other slow, manual solutions. Streamline every step of enrollment and eligibility.

Faster growth, smoother operations

Eliminate manual work for your customers and your team. Win on ease, speed, and automation.

01
Group Connection
With traditional EDI and other manual systems, it takes weeks to get groups ready for enrollment. Use Noyo to get groups connected to the carrier in days (or less) with clean, structured data and API-powered automation.
02
Enrollment
Manage member data in near real-time with an intuitive API that supports all change scenarios (new hire, QLE, demographic, term, and more). Get direct confirmation from the carrier that every update was completed successfully.
03
Renewal
Imagine open enrollment without EDI files, blackout periods, and a million different workflows for each carrier. Noyo streamlines the process with automation that syncs group data, processes enrollments faster, and confirms success.
04
Analytics
The carrier system can feel like a black box. You can submit data, but it’s difficult to see what happened. Noyo enables full visibility and control of group, plan, and member data along with real-time insights, change histories, and detailed statuses.
05
Reconciliation
Most of the industry relies on error reports and escalations to understand issues that impact member coverage. Noyo provides the automation and tooling to catch and resolve data discrepancies before they impact coverage.

The industry’s most advanced enrollment solution

It’s easier than ever to deliver the modern experience HR admins, brokers, and members expect.

See product overview

Easy Integration

A universal API and data format for every carrier

Enrollment Engine

Noyo continuously transmits, audits, and cleans enrollment data

Carrier Network

Use Noyo to connect virtually any insurance carrier

Command Center

Full visibility and control of your enrollment data

Explore the Noyo Command Center

The best way to see what’s possible with Noyo is to take a tour.

The preferred technology partner for leading insurance carriers

Noyo equips carriers to offer a modern, API-enabled experience  to HR and ben-admin platforms – no existing APIs needed.

Learn more

Just getting started with your API strategy? Introducing Noyo Advisory

Noyo meets carriers where they are, guiding technical development, operational planning, and the business case for modern enrollment technology. Carriers of all shapes and sizes, including the industry’s largest medical carriers, are partnering with Noyo to expand digital connectivity faster.

Learn more

Proven technology and benefits expertise

Noyo was first-to-market with an API solution for managing enrollment and eligibility. Insurance carriers partner with us to develop their APIs and offer a best-in-class experience to connected partners.

Moving the industry forward

Noyo sits on the LIMRA Data Exchange Standards Committee (LDEx), leading the way toward a more open and connected benefits ecosystem.

API

The developer experience you’ve been waiting for

Read the docs

{
"snapshot_mode": "current_open",
"employee": {
  "custom_individual_id": "1",
  "classifications": {
     "BranchName": "HQ",
     "Department": "Sales"
},
"employment": {
  "employment_status": "full-time",
  "occupation": "Senior Analyst",
  "hours_worked": 50,
  "salary": {
      "amount": 155000,
      "unit": "annual",
      "type": "salary",
"effective_date": "2022-10-01"
},
"employment_dates": {
  "hire_date": "2022-10-01",
  "full_time_start": "2022-01-01"
 }
},
 "person": {
       "first_name": "David",
       "middle_name": "A",

REST-based with OpenAPI 3.0

One integration; many carriers

Comprehensive API and standardized data model

Crisp, robust API documentation

Insights

If you do benefits, you need Noyo

The future of employee benefits is faster, easier, and more automated. Are you ready?

Get Started

HR, benefits, and payroll platforms are built on Noyo

We built a real-time enrollment engine so you don't have to. Manage all of your benefits data and carrier connections on one platform.

One integration, full access to the Noyo Carrier Network

A unified API experience for every carrier

Faster growth, smoother operations

01

Group Connection

With traditional EDI and other manual systems, it takes weeks to get groups ready for enrollment. Use Noyo to get groups connected to the carrier in days (or less) with clean, structured data and API-powered automation.

The industry’s most advanced enrollment solution

It’s easier than ever to deliver the modern experience HR admins, brokers, and members expect.

Easy Integration

Enrollment Engine

Carrier Network

Command Center

Explore the Noyo Command Center

The best way to see what’s possible with Noyo is to take a tour.

The preferred technology partner for leading insurance carriers

Noyo equips carriers to offer a modern, API-enabled experience to HR and ben-admin platforms – no existing APIs needed.

Just getting started with your API strategy? Introducing Noyo Advisory

Proven technology and benefits expertise

Moving the industry forward

Insights

Further Reading

HR, benefits, and payroll  platforms are built on Noyo

Noyo equips carriers to offer a modern, API-enabled experience  to HR and ben-admin platforms – no existing APIs needed.